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Essential elements |
What to include |
Further remarks |
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Title page, table of contents, executive summary |
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don’t forget them |
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Description of the proposed aquaculture business. |
description of the business |
organizational structure; brief description of new aquaculture venture |
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Site |
suitability |
soil characteristics - suitable for ponds water supply - water type, quantity, temperature processing facilities; feed mills; disease and diagnostic laboratories; extension office |
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proximity |
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production system |
stocking rates |
Ensure consistency e.g. feed rate should be consistent with stocking
rate. |
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seed source |
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aeration strategy |
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anticipated feed rates |
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harvesting methods |
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management competence |
qualifications/experience of key management and technical personnel |
Explanation should be given of how any shortfall will be remedied. |
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financial statement of the borrower |
three years of statements if possible |
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A marketing plan |
marketing plan |
existing demand market potential alternative markets volume & size requirements |
Local and/or export consider cost of safety and quality measures for export market |
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Financial documents |
estimate of required financing |
summary of financial needs loan funds dispersal statement |
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Pro forma financial statements |
cost and returns pro forma balance sheet pro forma income statement pro forma cash flow budget |
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Supporting documents |
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any document that will back up your claims |
solid evidence to support claims makes business more credible |
