Headquarter: Jakarta, Indonesia
Date of establishment: 1968 (former Hulp-en Spaarbank founded 1895)
Type of institution: Development bank under banking law
Ownership: Government-owned limited liability company
Membership: APRACA, BWTP, MicroFinance Network
as of Dec. 2001 (rounded figures)
| Number of branches (branches + Unit Desas) | 650 + 3800 |
| Number of staff (Unit Desa system only) | 22,000 |
| Number of savers (Unit Desa system only) | 27m |
| Number of loan clients (Unit Desa system only) | 2.6m |
| Total assets (in US$; 1US$ = 10400 Rp.) consolidated | 6.4bn |
| Total outstanding net loan balance (US$) consolidated | 2.3bn |
| % of loan portfolio allocated to the agricultural sector | 16% |
Main activities and products
BRI offers a wide range of deposit and credit products: Thereby the micro finance division is important to mark. The so-called "BRI Unit" exists to manage the rural finance network. The KUPEDES loan was introduced to support individuals, groups, companies and families involved small-scale business.
The two saving products are:
SIMPEDES representing the majority of the Unit deposits (60-70%) and combined
with a lottery (SIMASKOT)
Another important Program is the "Income Generating Project for Marginal Farmers and the Landless (P4K), a joint income-generating project of the BRI and the government for the eradication of poverty through Human Development.
The Bank also offers commercial loans to co-operatives, consumption loans to special groups (fixed income employees or pensioner) credit for small entrepreneurs (KUK) and other credit instruments.
Main sources of funds
Deposits from the general public (75%)
Donor support
Outstanding balance with IFAD
Publications
Annual Report (audited)
monthly Bulletin
Website
Address
Jl. Jenderal Sudirman 44-46
P.O. Box 94
Jakarta 10210
Indonesia