Table of Contents
Food and Agriculture Organization of the United Nations
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Ji-Yeune Rim & John Rouse
Editing and layout
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© FAO 2002
PART A: SAVING
CHAPTER 1: Saving first
What is saving?
Why people save
How people save
What about borrowing?
How can the poor save more?
CHAPTER 2: Getting started
Factors enabling or constraining saving
Keys to success
Tips for group facilitators
CHAPTER 3: Saving as a group
Rotating Savings and Credit Association (ROSCA)
Accumulative Savings and Credit Association (ASCA)
Credit Union (Savings and Credit Cooperative)
Linking-up with banks and other financial institutions
PART B: TOOLS
CHAPTER 4: Knowing the village
Village social map - Who is living where?
Wealth ranking - Who is who?
Venn diagram - Who is doing what?
CHAPTER 5: Money management
Household economy map
Cash flow tree
Counting and basic calculations
CHAPTER 6: Planning for growth
Strengths, weaknesses, opportunities and threats
Participatory monitoring and evaluation