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Funding provisions to guarantee women’s land transactions

The Women’s Development Fund was established in 2002 on the initiative of the Ministry of Women and Children’s Affairs to empower women economically. It is exclusively targeted at women in small-scale enterprises in selected economic activities. Since 2001, micro-credit facilities ranging from 500 000 cedis to 1 million cedis have been granted for various economic enterprises. Access to the fund is guaranteed only by application through the banks where the applicant has an account; however, women need no collaterals to benefit from the WDF, but only to be organized into groups (8).

The District Assemblies’ Common Fund (DACF) is a pool of resources created under Section 252 of the Constitution to enable all citizens to benefit from the use of the nation’s resources (26). Some amount of the District Assembly Common Fund is available for women farmers, making institutional credit accessible to rural women farmers (8).


Sources: numbers in brackets (*) refer to sources displayed in the Bibliography