African Weekly, (28/11/45, 14/2/51, 25/3/53)
African Region Microcredit Summit, Microfinance in Africa, A Sustainable Approach to Poverty Reduction, Harare, October 8 - 12, 2000
Adams D.W. Social Sicence Fiction, devfinance discussion group, 5 April 1999
Adams D.W and Vogel R.C: Rural Financial Markets in Low-income Countries: Recent Controversies and Lessons:, World Development, Vol. 14, No 4 477-487
Awano Haruko, SHDF Savings clubs in Zimbabwe. Savings & Borrowing Behaviour and Activities, Kobe, Graduate School of International Cooperation Studies, 1999
Bohn Carmen, Moving Forward: An Analysis of the Impact of the Self-Help Development Foundation of Zimbabwe (SHDF) Credit Programme, Harare, ARE International in Zimbabwe, 1999
Bond Patrick, Uneven Zimbabwe: A Study of Finance, Development and Underdevelopment. Trenton N J Africa World Press, 1998
Brand Veronica, Savings Clubs in Zimbabwe, A survey Report, Harare, School of Social Work, 1987
Chimedza Ruvimbo, Savings Clubs: The mobilisation of Rural Finances in Zimbabwe. Geneva, Rural and Employment Development Department, ILO, 1984
Chishawasha Mission, An Approach to the Credit Union Movement in Rhodesia Salisbury, 1969
Gibbons David and Meehan Jennifer, The Microcredit Summits Challenge: Working Towards Institutions Financial Self - Sufficiency while Maintaining a Commitment to Serving the Poorest Families:, Paper presented at the African Regional Microcredit Summit, Harare, 8-12 October 2000
Government of Zimbabwe, Ministry of Public Service, Labour and Social Welfare, Micro-Enterprise Development Programme, Harare, 1998
Hall, N.P. Self-Reliance in Practice: A study of burial societies in Harare, Zimbabwe Journal of Social Development in Africa, Vol.2 No.1, 1987
Hulme David, Impact assessment Methodologies for Microfinance: Theory Experience and Better Practice, University of Manchester, Institute for Development Policy and Management, 1999. Available on www.undp.org/sum/microsave.
International Capital Formation and Flora Giassemi, Review of Zimbabwes Financial System: Identifying Gaps and Opportunities for Micro-finance, Harare, 2000
Lacoste Benedicte, Evaluation of the Technical Training Programme, Harare SHDF- ADRAI, 1998
Lacoste Jean-Paul, Mungoshi Vimbai and Wachenuka Dawn, Management of Resources among Poor Households in Zimbabwe: A case study of Savings Clubs members, Harare, ADRAI-SHDF, May 2000
Lewis W. Arthur, Economic Development with Unlimited Supplies of Labour, The Manchester School, May 1954.
Marx Michael, Losse Karen and Chikami Masuna, Micro-credit in Zimbabwe: Business - not Charity. The Credit Programme of Self-Help Development Foundation of Zimbabwe, Harare, Konrad Adenauer Foundation, 1997
Moyo Theresa, Thematic Issues Impact of Financial Sector Liberalisation, Harare, Poverty Reduction Forum/SAPRIN, 1999
Moyo Theresa, Financial Sector Liberalisation and the Poor: A critical evaluation. SAPRIN, Zimbabwe, 2001
Muchipisi Alter, SCORE: Survey o Defaults and Areas in Marondera and Chiota Districts, CARE International in Zimbabwe, 1999
Mutambira MT, The Self-Help Foundation of Zimbabwe, Paper presented at the ARMS Conference on Micro-Credit in Africa: A Sustainable Approach to Poverty Reduction, Harare, 8-12 October 2000
Rahman Aminur, Micro-credit Initiatives for equitable and sustainable Development: Who pay? World Development, 1999, Vol. 27. No.1 pp 67 - 82
Rostow W.W. The stages for Economic Growth, Economic History Review, August 1959.
Southern Africa Foundation for Economic Research (SAFER), The Credit Union Movement in Zimbabwe: A Diagnostic Study, Harare, 1988.
Saunders Richard, Associational Life and Civil Society in Zimbabwe, Unpub. Mimeo, Harare, 1996
Self Help Development Foundation of Zimbabwe, Self-Help in Action: Savings Clubs, Harare, 1996
SHDF Credit Programme, Annual Programme, Annual Reports 1997, 1998, 1999 and Portfolio Report, December 2000
Sinnot Brenda, Self-Help Development Foundation, DYDA 6038ureau.ucc.ie 1997
Todd Helen, Women at the Center, Grameen Bank Borrowers After One Decade Boulder, Westview Press, 1996
USAID Zimbabwe, Review of the Legal and Regulatory Framework for Microfinance Institutions in Zimbabwe, Harare, September 1999
Vulindlela, SHDF - The Way Forward, Harare SHDF, February 2000
Ward Rob F, Strategic Planning Workshop, 10th and 11th July 2000, Harare, SHDF, July 2000
West Michael, African Middle Class Formation in Colonial Zimbabwe 1890- 1965, Ph.D Harvard University, 1990
Zimbiti S, SHDF in the 1960s, the SHDF Magazine Volume 1, Number 4, December 1999/February 2000