REPORTS - BOBP/REP/32
Bank Credit for Artisanal Marine Fisherfolk in Orissa, India
by
U. Tietze
Extension Training Officer
Bay of Bengal Programme
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REPORTS - BOBP/REP/32 Bank Credit for Artisanal Marine Fisherfolk in Orissa, Indiaby |
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Executing Agency: FOOD AND AGRICULTURE ORGANIZATION OF THE UNITED NATIONS Funding Agency : SWEDISH INTERNATIONAL DEVELOPMENT AUTHORITY Development of Small-Scale Fisheries’ in the Bay of Bengal. Madras, India, May 1987 |
| The designations employed and the presentation of material in this publication do not imply the expression of any opinion whatsoever on the part of the Food and Agriculture Organization of the United Nations concerning the legal status of any country, territory, city or area or of its authorities, or concerning the delimitation of its frontiers or boundaries. |
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© FAO 2004
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This document describes and analyses a credit project for fisherfolk of Orissa, India, carried out from March 1982 to March 1986 with technical assistance from the small-scale fisheries project of the Bay of Bengal Programme (BOBP). Under the project, credit worth Rs. 6.5 million - in the form of boats, nets and bicycles for marketing - were distributed by nine nationalised banks to 2,500 fisherfolk households in Orissa’s four coastal districts. The document outlines the rationale and the philosophy of the credit project and discusses the preparatory work, the economics, the implementation and the results. Dr. U. Tietze, BOBP Extension Training Officer, provided the expertise for the project. He worked in cooperation with extension officers and fisheries officials of Orissa, and the bankers who provided the credit. The small-scale fisheries project of the Bay of Bengal Programme is funded by SIDA (Swedish International Development Authority) and executed by the FAO (Food and Agriculture Organization of the United Nations). It seeks to help improve the conditions of marine smallscale fisherfolk in member-countries; the immediate object is to develop, demonstrate and promote, through pilot activities, technologies and methodologies by which such betterment can be attained. The project covers five countries bordering the Bay of Bengal - Bangladesh, India, Malaysia, Sri Lanka, Thailand. |
SUMMARY
1. PREAMBLE:
A) INTERNATIONAL CRISIS IN AGRICULTURAL CREDIT
B) PRESENT SYSTEM OF SMALL-SCALE MARINE FISHERIES FINANCE IN INDIA AND SCOPE FOR IMPROVEMENT
2. INTRODUCTION
3. PREPARATORY WORK GLIMPSES INTO THE ORISSA CREDIT PROJECT [PICTURES]
4. FORMULATION OF NABARD SCHEME AND PREPARATION OF BANKING PLAN
5. BANKING PLAN
6. IMPLEMENTATION OF CREDIT SCHEME - ACHIEVEMENTS AND PROBLEMS
7. DESIGN AND CONDUCT OF 2-WEEK TRAINING COURSE FOR BANKERS ON FISHERIES FINANCE
8. CONCLUSIONS
TABLES.
1. TARGETS OF FISHERIES CREDIT PROJECT
2. BANKING PLAN, BANKWISE
3. BANKING PLAN FOR BALASORE DISTRICT
4. BANKING PLAN FOR GANJAM DISTRICT
5. BANKING PLAN FOR PURI DISTRICT
6. BANKING PLAN FOR CUTTACK DISTRICT
7. COVERAGE OF BANKING PLAN
8. LOAN DISBURSEMENT AND LOAN RECOVERY IN SEPTEMBER 1984
9. LOAN DISBURSEMENT AND LOAN RECOVERY IN FEBRUARY 1985
10.LOAN RECOVERY, DISTRICTWISE IN SEPTEMBER 1985
11.ACHIEVEMENT OF LOAN DISBURSEMENT TARGETS IN DECEMBER 1985
12.LOAN RECOVERY IN DECEMBER 1985
13.LOAN DISBURSEMENTS AND RECOVERY BY BANK AND DISTRICT AS OF APRIL 1986
14.LOAN DISBURSEMENT AND RECOVERY BY DISTRICT AS OF APRIL 1986
15.DRAWALS OF REFINANCE FROM NABARD AS OF APRIL 1986
ANNEXURES:
1. SCHEME ECONOMICS: BANK LENDING PROGRAMME FOR FISHING ASSETS
2. REPAYMENT SCHEDULES
3. LOAN APPLICATION/ACTIVITY FORM AND GUIDELINES
4. VILLAGE PROFILE AND GUIDELINES
5. COURSE PROGRAMME: TRAINING COURSE ON “CREDIT AND FINANCIAL ASSISTANCE IN SMALL-SCALE FISHERIES”
6. SCHEDULE FOR BRANCH LEVEL SURVEY
7. PROGRAMME OF APRIL 1986 2-WEEK TRAINING COURSE ON FISHERIES FINANCE
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