8. Annexes

Annex 1. Evaluation of project PHI/09/P16

Annex 2. Women groups organized from 1990-1994

Annex 3. Summary of training conducted by project to WGs, 1990-1994

Annex 4. Summary of credit assistance to women beneficiaries, 1991-1994

Annex 5. Summary of contraceptive prevalence rate, 1990-1994

8. Annexes

Annex 1. Evaluation of project PHI/09/P16

Terms of Reference of Evaluation/Impact Assesment

Evaluation study and evaluation report are to assess three distinctly different areas of project impact and project implementation viz.

a. Assessment of the impact of the project on the social and economic status of women in rural fishing communities in Capiz and Pangasinan in a statistically and empirically objective manner. The impact assessment should also identify and document project achievements as well as the constraints and shortcomings encountered by the project. The impact assessment will form Part I of the evaluation report to be submitted by the consultant. It is to be written in such a way that it can stand on its own and can be published later on as a separate publication.

b. Assessment of the efficiency of project implementation and management by FAO, UNFPA, Provincial and Municipal Governments, participating banks and participating Central Government agencies in the field of fisheries, health, nutrition, mother and child care etc.. Identification and documentation of shortcomings constraints and achievements including the strengthening of the national institutions involved in the project through exposing them to new tasks, widening their expertise. expanding their field of operation etc.. The assessment of the efficiency of project implementation and management will form Part II of the evaluation report to be submitted by the consultant.

c. Assessment of the sustainability and durability of project achievements and activities and recommendation of suitable measures for enhancing these. Identification and documentation of adoption and replication of project achievements by participation national institutions and FAO in others development programmes such as provincial livelihood programmes. FAO projects in other countries etc.. The assessment of the sustainability and related recommendations are to be presented as Part III of the final report. Additional information to be gathered include:

- Assessment of project's effectivity or evaluation of appropriateness of used Means compared with the Realized Unexpected contributions in and outside the fishery sector;

- Impact of credit schemes, investments in fishing gears and related fishing effort on the already over-fished coastal resources with regards to biological Key Indicators which were not considered in the project design (environmental impact);

- Assess factors which changed the status of Key Indicators of those women; and

- Whether or not those women who participated in the project who received cheap credit invested also outside the fishery sector (where and who?).

Regarding Part I of the evaluation report and the design and conduct of the impact assessment, the following guidelines are to be observed. The impact assessment is to be done by comparing a statistically representative sample of women who benefitted from the project through obtaining a loan. receiving training and encouragement etc. with a representative sample of women from the same villages who did not participate in the project.

In order to have socio-economic baseline data on the women prior to the beginning of the project, the sample of women which did not participate in the project its to be chosen from those women who initially joined the first and succeeding batches of women groups which were formed but then dropped out and did not remain members. Identification of unintended effects of the project in the course of implementation should likewise be looked at.

The sample to be studied should include 20% of all women who coined and remained members of all batches of groups which were formed in Capiz nod Pangasinan. This sample should be compared with another sample consisting, of 20% of the women who initially coined the groups but then dropped out and those who did not join at all.

All municipalities where the women groups were established should be represented in tile sample, proportionally to the number of women who became members in a particular municipality.

The women included in the sample are to be interviewed individually with tile help of a questionnaire containing open and closed questions. The husbands/partners of the women are also to be interviewed with the help of another, shorter questionnaire. The information gathered in individual interviews is to be supplemented through case studies of selected women? group discussions with members of women groups, interviews with key informants in each of the villages to be included in the survey i.e. barangay captains, medical doctors, midwifes, school teachers and presidents of women's groups and through observations.

The comparison between women who participated in the project and women who dropped out and subsequently did not participate in the project, and the assessment to what extent and how the project was instrumental in bringing about the changes in the lives of the project participants their families and communities, should include the following:

- Social and economic status of women at the beginning of the project. Information to be analyzed from baseline study carried out in 1990 and from questionnaires completed by women when coining the groups from all batches of women organized.

- Social and economic statue of women at time of impact study and their perception of the projects contribution to changes which have taken place, with regard to:

* new or expanded economic activities taken up, skills acquired, income derived from activities, use of income personal and group savings;

* change of women's social and economic role in family and village/community in terms of decision making (including family planning), relationship with family members/neighbors social and physical mobility, self-esteem and confidence, household food security, nutritional and health status, access to institutional credit, facilities/health and family planning services etc.;

* health and nutritional status of children;

* educational statue and achievements of children:

* household assets, housing ;

* fertility, behavior, family planning practices, related attitudes and perceptions.

* assess those factors which changed the status of those women who did not participate at all in the project to compare the "with and without project situation".

During the interviews with key informants, particular attention should be paid to investigating changes in fertility behavior and family planning practices which occurred in the project villages and whether they can be attributed to the project, what those changes consist of and how they were brought about.

The availability of family planning services and supplies in the municipalities from which the sample has been chosen over the last three years needs to be asserted and the change of women social and economic roles and activities as a result; of the project needs to be described as perceived by the key informants and by the husbands/partners of the women and to be compared with the women's own views.

Through the key informants and statistical material. information needs, to be collected and presented on the demographic and occupational characteristics of the villages and on the availability of infrastructure, public services etc.

Regarding the time frame, the field study needs to be carried out in July 1994 and the final report is to be submitted before the end of September 1994. Two months consultancy of two national consultants are proposed.

Annex 2. Women groups organized from 1990-1994

Membership	Pangasinan	Capiz	Total
1. Total WGs
1990	29	10	39
1991	33	20	53
1992	46	30	76
1993	48	30	78
1994	48	30	78
2. Total Members
1990	435	264	699
1991	472	419	891
1992	852	866	1718
1993	1046	646	1692
1994 (As of 8/94)	1185	864	2049
3. Average # of member/WG
1990	15	26	18
1991	14	21	17
1992	19	29	23
1993	22	22	22
1993	25	29	26

Annex 3. Summary of training conducted by project to WGs, 1990-1994

TRAINING	PANGASINAN			CAPIZ			BOTH PROVINCES
	Number of			Number of			Number of
	training	WG	Pax	training	WG	Pax	training	WG	Pax
1. Team building
1990	13	29	435*	10	10	200	23	39	635
1991	14	14	290	10	10	222	24	24	512
1992	16	16	332	8	8	275	24	24	607
1993	3	3	85	2	2	55	5	5	140
Sub Total	46	62	1142	30	30	752	76	92	1894
2. Organizational Skills
1990				0	0	0	0	0	0
1991	(Incorporated in			10	10	225	10	10	225
1992	Team Building)			2	2	68	2	2	68
1993				8	8	249	8	8	249
Sub Total				20	20	542	20	20	542
3. Micro Entreprise Dev't
1990	0	0	0	0	0	0	0	0	0
1991	5	5	138	10	10	224	15	15	362
1992	1	8	40	10	10	212	11	18	252
1993	18	18	421	10	10	313	28	28	734
Sub Total	24	31	599	30	30	749	54	61	1348
4. Family Welfare
1990	0	0	0	0	0	0	0	0	0
1991	29	29	458	10	10	225	39	39	683
1992	15	15	280	10	10	193	25	25	473
1993	6	6	139	10	10	310	16	16	449
Sub Total	50	50	877	30	30	728	80	80	1605
5. Refresher
1990	0	0	0	0	0	0	0	0	0
1991	0	0	0	0	0	0	0	0	0
1992	19	19	336	8	8	352	27	27	571
1993	49	49	1017	2	2	56	51	51	1073
1994	14	14	388				14	14	388
Sub Total	82	82	1741	10	10	291	92	92	2032
6. Leadership Training
GOVs (1991)				1		23	1	0	23
Adv. Leadership, 1993	1		2	1		59	2	0	61
GOVs (1993)				1		30	1	0	30
FP Volunteer (1993)	2	2	41				2	2	41
Sub Total	3	2	43	3		112	6	2	155
7. Others
Bkkpg & Record Mgf	1		34	1		52	2		86
Fish procesing	2		76				2		76
GRAND TOTAL	208	227	4512	124	120	3226	332	347	7738
B. Interprovince Study Tour	1		13	1		9	2		22

Note: *Number of participants is estimated due to absence of data.

1994 training conducted by Capiz is not available.

Annex 4. Summary of credit assistance to women beneficiaries, 1991-1994

Year	PANGASINAN			CAPIZ			BOTH PROVINCES
	No of members	Total Loan, in PHP (US$)	% Repayment	No of members	Total Loan, in PHP (US$)	% Repayment	No of members	Total Loan, in PHP (US$)	% Repayment
A. Loan
1991	292	1,387,769 (US$ 52,172)		219	688,510 (US$25,884)		511	2,076,279 (US$ 78,056)	88
1992	93	341,442 (US$ 12,836)	78	200	930,041 (US$34,964)	87	293	1,271,483 (US$ 47,800)	82
1993	453	1,787,078 (US$ 67,183)	91	355	2,107,405 (US$ 79,226)	71	808	3,894,483 (US$ 146,409)	81
1994	?	1,503,468* (US$ 56,521)	87	?	360,200** (US$13,541)	69	?	1,863,668 (US$ 70,063)	78
TOTAL	838	5,019,757 (US$ 188,713)		774	4,086,156 (US$ 153,615)		1612	9,105,913 (US$ 342,328)	110
B. Guarantee Fund
LBP		2,633,400***
Allied Bank					2,154,600
Total Guarantee Fund		2,633,400 (US$ 99,000)			2,154,600 (US$ 81,000)			4,788,000 (US$ 180,000)
C. % Utitlization of Fund		191			190			190%

Exchange rate: US$ 1.00 = PHP 26.60

* as of August 1994

** as of July 1994

*** Time deposit interest is not included in the total guarantee fund reflected.

? Number of members who received loan for 1994 is not available

Annex 5. Summary of contraceptive prevalence rate, 1990-1994

Province/Year	Total MWRA*	No of FP User	Prevalence rate**
A. PANGASINAN
1990	637	128	20%
1991	not available
1992	511	176	34%
1993	890	583	66%
As of 8/94	1010	694	69%
B. CAPIZ
1990	165	34	21%
1991	531	96	27%
1992	406	153	38%
1993	583	321	55%
As of 8/94	590	346	59%
C. BOTH PROVINCES
1990	802	162	20%
1991
1992	917	329	36%
1993	1473	904	61%
As of 8/94	1600	1040	65%

Notes:

* Married Women with Reproductive Age

** MWRA/ Total Number of FP User