Professional Banker, with 35 years+ experience in Asian & African Emerging Economies, with Multinational Banks & leading National Banks.

Advisory Services, Knowledge & Experience Sharing, Senior Management / Consultative Committees, Developing blended Learning Solutions (Domain+Tech) 

Client Sourcing & Relationship Management, Development Banking - Inclusive Financing, Private Public Partnership, MSMEs & Emerging Corporates, Retail Banking, E-Banking Channels

Successful various Turn-key Project Implementation with - FMO-Netherlands, Institutional & Govt Advisory-ING Bank, McKenzie / Accenture / PWC / KPMG / Monitor Group, Oracle and Bangalore Agenda Task Force (BATF-India). Extensive Extension Education & Rural Development, Healthcare & Hygiene Activities with RUDSETI, SAF, Jaycees, Rotary & Lions Club International.

Wide ranging assignments discharged, at grass root to executive management levels along organisational hierarchy. Development Banking focus....Distinctive contributions include
-Formulation of Area Based Investment Schemes, Value Chain Financing, 
-Banking Product Development, Introducing Innovative Banking Practices adopting world class standards, Sustainable Banking Initiatives, Business Process Re-engineering, 
-Organizing New Regional Rural (Grameen )Bank, 
-Conceptualising New SBU portfolios - Retail / Micro-Finance / SMEs / Emerging Corporates,
-Convener- State Level Banker's committee, State Level Export Promotion Committee, India
-Advisory for Agric Transformation Agenda, 
-Entrepreneurial Advisory - Incubation Centre, ISB-India

Presently,

1. Director on Board Of Management - Organic Farming Initiatives in India

2. Founder Director for Learning & Educational Development Company - Singapore 
3. Senior Consultant - Professional Staffing Services - Africa / Europe / Asia
4. Partner, Turn key Project Implementation of Agric / Agro-based industries, GMX-U

5. Advisory Services - AgriTech IOT at TiE Bengaluru & NASSCOM Bengaluru