My very own. Training manual micro-enterprise development for project officers and field workers
WOMEN POPULATION AND DEVELOPMENT PROGRAMME
WPD Series No. 2
June 1995/China
CHINA
The designation employed and the presentation of material in this publication do not imply the expression of any opinion of the Food and Agriculture Organization of the United Nations (FAO) concerning the legal status of any country territory, city or area or of its authorities. or concerning the delimitation of frontiers or boundaries.
Published in China
First Printing, 1995
Typesetting and layout by
Jireh Bulakeña Press, PHI
Cover design by
Printed in China.
A cooperative Effort Among:
MINISTRY OF FOREIGN TRADE AND ECONOMIC COOPERATION (MOFTEC)
UNITED NATIONS POPULATION FUND (UNFPA)
FOOD AND AGRICULTURE ORGANIZATION OF THE UNITED NATIONS (FAO)
A note on how to use this manual
Activity 1: Introduction of participants and facilitators
Activity 2: Expectation setting
Module 1: Concept building and role identification
Topic 1: Concept of micro-enterprise
Activity: 2: Defining micro-enterprise
Activity 3: The role of micro-enterprise development in the WPD project
Topic 2: Causes of success or failure of a micro-enterprise
Topic 3: Role Identification in micro-enterprise development
Activity 1: Common weaknesses and constraints of micro-entrepreneurs
Activity 2: Role of project officers in assisting micro-entrepreneurs
Annex 1. Visual Aid: 1-1 Characteristics of micro-enterprise
Annex 1. Visual Aid: 1-2 Roots, indications and consequences of women's low status
Annex 1. Visual Aid: 1-3 The business cycle
Annex 1. Visual Aid: 1-4 Factors affecting the success or failure of business
Annex 1. Visual Aid: 1-5 Common weaknesses and constraints of micro-entrepreneurs
Annex 1. Visual Aid: 1-6 Type of project assistance for micro-entrepreneurs
Annex 1. Case: 1-1 Lin's cabbage garden
Annex 2. Case: 1-2 Xie Feng Yun's tea processing project
Annex 2. Case: 1-3 Pai Lou grocery shop
Annex 2. Case: 1-4 Ms. Yuan Wang Ti's tobacco production project
Module 2: Micro-enterprise planning and assessment
Topic 2: Business plan preparation and assessment
Annex 1. Visual Aid: 2-1 Net cash income
Annex 1. Visual Aid: 2-2 Production type of enterprise key elements production aspect
Annex 1. Visual Aid: 2-3 Production type of enterprise key elements marketing aspect
Annex 1. Visual Aid: 2-4 Service type of enterprise marketing aspects
Annex 1. Visual Aid: 2-5 Key elements of a business plan
Annex 2. Case: 2-1 Assessing the viability of Ms. Zhang's starch processing enterprise
Module 3: Micro-enterprise management
Topic 1: Management areas, skills and tools
Activity 1: Introduction to micro-enterprise management
Topic 2: Systematic financial analysis and diagnosis
Annex 1. Visual Aid: 3-1 Management areas and skills
Annex 1. Visual Aid: 3-2 Income and expenditure record
Annex 1. Visual Aid: 3-3 Important learnings in preparing income statements
Annex 1. Visual Aid: 3-4 Analysis chart
Annex 1. Visual Aid: 3-5 Possible weaknesses bakery enterprise
Annex 2. Case: 3-1 Ms. Wang's rabbit raising enterprise
Module 4: Fund utilization and management
Topic 1: Fund utilization and management in women's groups
Activity 1: Importance of savings mobilization and utilization
Activity 2: Group financial records
Activity 3: Monitoring of group savings and loans operations
Topic 2: Policies and procedures in project revolving fund management
Activity: Policies and procedures of project revolving fund
Activity 2: Planning disbursement of loans to women's groups
Activity 3: Preparation and procedures of loan applications.
Annex 1. Visual Aid 4-1: Savings and loans build up capital
Annex 1. Visual Aid 4-2: Policies and procedures for loans to women's groups
Annex 1. Visual Aid 4-3: Sample project loan payments
Annex 1. Visual Aid 4-4: Loan application forms and agreements
Annex 2. Case 4-1: Savings and loan operations in women's groups
Annex 2. Case 4-2: Planning number of groups to be organized
Module 5: Action planning and evaluation
Annex 3. Worksheets for field workers
Annex 5. Group financial records
GMF1: Individual savings record
GF5: Group statement savings and loans operations
8(T): Group's financial status
8(T)-A: Income change group members
8(C): Consolidated report of group's financial status
9(G): Report of purpose of loans
